from: Gary Higgins <garyhiggins110@gmail.com>
date: Feb 21, 2026, 8:58 AM
subject: Dear Beneficiary
mailed-by: gmail.com
Western Union Money Agent
Plot 18 Prosperity Street Ajao Estate
Lagos-Nigeria
Tel: (+234) 81-2473-222 ----- Direct number
(garyhiggins110@gmail.com)
For Your Payment Valued US$1,200,000.00
Dear Beneficiary
This is to inform you that the Western Union Money Transfer, in conjunction with the International Monetary Fund(I.M.F) Reconciliation Committee, had agreed to pay you a total amount of US$1,200,000.00 as scam victim compensation fund.
The compensation fund has been signed to be paid to you for all the money you have lost to scammers and impostors through internet banking frauds from the Central Bank of Nigeria (C.B.N) or other Banks.
Your name appeared on our payment schedule list of beneficiaries that will receive their funds in this first quarter payment of the year 2025/2026 according to our banking regulation from the Central Bank of Nigeria (C.B.N) Board of Directors. We apologize for the delay of your payment.
The sum of US$7,500 or its equivalent in your local currency is made available on your name via Western Union every day until all the US$1,200,000.00 is sent across to you for collection.
We have registered your first payment of US$7,500 online through Western Union Money Transfer Just confirm your first payment with below instruction, Open this
website: ( https://www.westernunion.com/web/global-service/track-transfer ) then click "Track Transfer", for you to see the status of the transaction online.
As soon as you open the website, enter this tracking number(M.T.C.N):832-597-8447 and click "CONTINUE" to confirm your first compensation payment yourself.
These are the details you need to present to the Western Union Officials. Also go with your Identification Card like Driving License or National id or International passport.
M.T.C.N:832-597-8447
Sender Names: SUNDAY JOHN
City: Lagos
Country: Nigeria
Question: WHAT FOR
Answer: COMPENSATION
Amount sent: US$7,500
Money Transfer | Global Money Transfer | Western Union
Awaiting for your urgent and immediate responses and Kindly respond on time to enable us confirm you have picked up the first US$7,500 to send more the next day till you receive your full compensation payment of US$1,200,000.00 we urge you to treat this letter genuinely, Thank you
Yours faithfully,
Mr. Gary Higgins
Plot 18 Prosperity Street Ajao Estate
Lagos-Nigeria
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Gary Higgins - Western Union - garyhiggins110@gmail.com
NOTICE: The Emails Below Are All Scams.
Click here to read why the email below is definitely a scam. Click here for more information about this particular type of scam.
Click here to read why the email below is definitely a scam. Click here for more information about this particular type of scam.
Gary Higgins - Western Union - garyhiggins110@gmail.com
FRAUD WARNING: The above information is being provided as a fraud warning. Do not contact the sender of the above email. The source of this information is from a scammer who is a criminal imposter. Any names of real people being used within the above information from this imposter is unauthorized and illegal. Do not provide this scammer any of your personal information. Do not send them any of your personal identity documents. Do not send them any money. Do not call any phone numbers that they provide to you. This email, and all of its content, are part of a fraudulent, criminal act and the only intention of the scammer who sent this email is to steal money from you and to obtain personal information leading to identity theft of the scam victim. If you received the same email (or one very similar) then stop all communication with the scammer immediately. All claims made within the email are lies fabricated by a fraudster and this criminal will never provide you any money, assets, investments, property, commodities, merchandise, employment, romance, or anything of value. Every email scammer uses a completely false identity, thus their names used in the email (and any company name, employment, occupation, street address and/or location information that they provide) is 100% fake. Any photos, scans of passports or other personal identity documents and/or any other documents (government, corporate, legal, financial, etc) or forms that they send to you are all stolen, fake and/or forged and the file attachments they send with their scam emails may also contain viruses. Also avoid all website links that any scammer sends to you because their websites are all fraudulent and may also contain hidden Malware, Trojans, Spyware and/or key loggers. In conclusion, do not send any money to this scammer or you will lose it permanently. Contact with this scammer also places you at risk of identity theft and having your identity wrongfully used for illegal activities, which can place you in legal, financial, and physical danger. Click here to read what qualifies the above email as a scam. Scroll up and click the link at the top of this page for more information about this particular type of scam. Click here if you had interactions with a scammer and need support.