from: Zain Azmi Bin Abdul Aziz <zabin1872@gmail.com>
date: Jan 4, 2020, 10:26 PM
Dear Friend,
Greetings and thanks for your response to my email. As a banker, I am aware of the various atrocities and scams propagated over the Internet but please this is not of such. I am only contacting you in desperation out of the reality of the circumstances and dilemma that I find myself. I was the personal account officer and also, acquaintance to a certain customer of this bank (Standard Chartered Bank Offshore Labuan, here in Malaysia) who was an independent oil contractor here in Malaysia but died in the tsunami of 11th March 2011 in Japan. He and his entire family were killed in that disaster that shook the world. He operated a domiciliary investment account with our bank and that account was one of the numerous accounts assigned to me.
The balance in the account was $9.8 million USD when he died but accrued interest over the past years to a little over $10.2 million USD in the last quarter of 2017. Before I continue, let me sensitize you with one law in Malaysia banking act. It stipulates that any such funds owned by a deceased customer in the banking system must be brought to the notice of the government and subsequently taken over by the government if at the expiration of 8 years and no valid beneficiary or next of kin applies for the claim of such funds. The next of kin to the account was his eldest daughter as his wife died of cancer several years ago and he didn’t re-marry. The most tragic part of it all is that he died along with his entire family (i.e. that same daughter listed as his next of kin and two sons).
As the relationship officer to the deceased customer, my bank appointed me to oversee that a relative of his that can qualify as next of kin is appointed so that they can take over the funds as inheritance. So, since the death of the deceased customer, I have written several letters to his country's embassy with the intent to trace and locate any of his extended relatives to whom shall be bestowed upon as claimants/beneficiaries of his abandoned personal funds in the custody of my bank, but all such efforts have been to no avail. So this was the situation with the deceased customer who coincidentally happens to share similar details with you. This is why I am reaching out to you so desperately.
Because the funds were to be taken over by the government as prescribed in the banking act due to our inability to get a next of kin for the deceased account by the government. I had to consolidate the account and initiate a transfer of the entire funds in the account and retired it before it becomes too late. This became necessary as the fund in the deceased account was almost due for scheduling as an unclaimed inheritance to the coffers of the Malaysian government as funds from an unclaimed estate. So I had to make a closure on the deceased account and subsequently transferred the entire sum therein to a number account in a private banking arm of Standard Chartered Private Bank (SC PB) also here in the Malaysia because the foreclosure and eventual remittance of the funds to the Malaysian government was then due in a matter of weeks.
If I hadn’t done that, the funds would have become the governments. I couldn’t just sit and watch as all they would have used the money for is to fund unnecessary wars and their unnecessarily large cabinets. I saved the situation with that action of transferring that funds out of my branch system to the number account (It’s a secret account that uses only numbers and not names) in Standard Chartered Private bank that I set up for this reason. It’s a very common type of account in Swiss banking. I did all these because there was still no valid beneficiary or next of kin to the funds.
After I had the funds transferred from my branch and retired it to our private banking arm, I went into extensive research to look for at least any relative to the deceased but still, there was just no lead. I even had to employ the services of a private investigator and the result was the same as before; no trace of Kin.
Now another problem has arisen although I expected it. Standard Chartered Private Bank sent me a notice last week that a beneficiary hasn’t yet applied for the transfer of $10.2 million USD in their custody. They wrote that they are obligated to reverse the transfer if no beneficiary applies for the funds within the next 21 days. I can’t afford to let this happen as the funds will come back to my current branch and be declared as unclaimed funds by the end of the year.
This now brings us to what I desperately need you for as you should have begun by now to put together the general direction of what I now propose. I NEED YOU TO APPLY FOR THE FUNDS with Standard Chartered Private Bank! I will arrange all the paperwork including probate and give you all the information you will need including the transfer control keys which proves to Standard Chartered Private Bank that you are indeed the beneficiary to the transfer. I assure you that we can have the entire $10.2 million USD to your name within the next 72 banking hours if you’ll grant your consent to this project and follow my instructions to the letter. There is entirely no risk to you me in this project as it’s already a concluded matter at my bank. All that’s remaining for me to do is write a report that I was able to get a valid next of kin (which shall be you) for the funds and backing it up with a letter of probate from the any Royal Court of Justice.
Upon the receipt of your reply, I will send you by E-mail the next step to take to facilitate this transaction in the shortest possible time. I will not fail to bring to your notice that this proposal shall be entirely hitch-free and legally conducted. You should not entertain any fears as the required arrangements have been planned by me for the completion of this project. If you choose to do this with me, I propose that 50% (subject to review by you as you shall legally be in control of his estate) of the proceed of this project shall go into a foundation in the name of the deceased customer to be overseen by me and you and, that the remaining 50% shall be shared between us in equal ratios as commission for our work. Please bear in mind that if you don’t do this project with me, the funds will be returned to my bank and there will never be any mention of the name of the deceased customer and that of his family.
You should not entertain any fears as the required arrangements have been planned by me for the completion of this project. So, what I need from you now in your reply email are:
(1) Your exact full names (First Name, Middle Name and Last name)
(2) Your current residential address
I need to harmonize them with my records. PLEASE SEND THEM IMMEDIATELY YOU GET THIS EMAIL.
I am aware of the consequences of this proposal. I ask that if you find no interest in this project that you should discard this mail. I ask that you do not be vindictive and destructive. If my offer is of no appeal to you, delete this message and forget I ever contacted you. Do not destroy my career because you do not approve of my proposal.
You may not know this but people like me in this kind of situation have made tidy sums out of comparable situations like this and they run the whole private banking sector. I am not a criminal and what I do, I do not find against good conscience, this may be hard for you to understand, but the dynamics of my industry dictates that I make this move. Such opportunities only come ones' way once in a lifetime. I cannot let this chance pass me by, for once I find myself in total control of my destiny. These chance won’t pass me by. I ask that you do not destroy my chance, if you will not work with me let me know and let me move on with my life but do not destroy me. I am a family man and this is an opportunity to provide them with new opportunities. There is a reward for this project and it is a task well worth undertaking. I have evaluated the risks and the only risk I have here is from you refusing to work with me and alerting my bank.
I am the only one who knows of this situation, good fortune has blessed you with a name that has planted you into the centre of relevance in my life. Let’s share the blessing. If you find yourself able to work with me, contact me through this same email account. If you give me positive signals, I will initiate this process towards a conclusion. I wish to inform you that should you contact me via official channels; I will deny knowing you and about this project. I repeat I do not want you contacting me through my official phone lines nor do I want you contacting me through my official email account. Contact me only through the numbers I will provide for you and also through this email address. I do not want any direct link between you and me. My official lines are not secure lines as they are periodically monitored to assess our level of customer care in line with our Total Quality Management Policy.
Please observe this instruction religiously. Please, again, note I am a family man; I have a wife and children. I send you this mail not without a measure of fear as to what the consequences, but I know within me that nothing ventured is nothing gained and that success and riches never come easy or on a platter of gold. This is the one truth I have learnt from my private banking clients. Do not betray my confidence. If we can be of one accord, we should plan a meeting, soon.
So all I require from you is your consent and solemn confidentiality on this from you as it shall remain our secret forever. Deals like this take place every day in the banking world and the reason you never hear about them is that they never fail. The world of private banking especially is fraught with huge rewards for those who occupy certain offices and oversee certain portfolios. This is a one in a lifetime chance for both me and you. Please don’t fail me.
Regards,
Zain Azmi Bin Abdul Aziz.
Click Here to learn about the StopScamFraud team of volunteers. Click Here to read more about this website.
Zain Azmi Bin Abdul Aziz - Standard Chartered - zabin1872@gmail.com
NOTICE: The Emails Below Are All Scams.
Click here to read why the email below is definitely a scam. Click here for more information about this particular type of scam.
Click here to read why the email below is definitely a scam. Click here for more information about this particular type of scam.
Zain Azmi Bin Abdul Aziz - Standard Chartered - zabin1872@gmail.com
FRAUD WARNING: The above information is being provided as a fraud warning. Do not contact the sender of the above email. The source of this information is from a scammer who is a criminal imposter. Any names of real people being used within the above information from this imposter is unauthorized and illegal. Do not provide this scammer any of your personal information. Do not send them any of your personal identity documents. Do not send them any money. Do not call any phone numbers that they provide to you. This email, and all of its content, are part of a fraudulent, criminal act and the only intention of the scammer who sent this email is to steal money from you and to obtain personal information leading to identity theft of the scam victim. If you received the same email (or one very similar) then stop all communication with the scammer immediately. All claims made within the email are lies fabricated by a fraudster and this criminal will never provide you any money, assets, investments, property, commodities, merchandise, employment, romance, or anything of value. Every email scammer uses a completely false identity, thus their names used in the email (and any company name, employment, occupation, street address and/or location information that they provide) is 100% fake. Any photos, scans of passports or other personal identity documents and/or any other documents (government, corporate, legal, financial, etc) or forms that they send to you are all stolen, fake and/or forged and the file attachments they send with their scam emails may also contain viruses. Also avoid all website links that any scammer sends to you because their websites are all fraudulent and may also contain hidden Malware, Trojans, Spyware and/or key loggers. In conclusion, do not send any money to this scammer or you will lose it permanently. Contact with this scammer also places you at risk of identity theft and having your identity wrongfully used for illegal activities, which can place you in legal, financial, and physical danger. Click here to read what qualifies the above email as a scam. Scroll up and click the link at the top of this page for more information about this particular type of scam. Click here if you had interactions with a scammer and need support.
Zain Azmi Bin Abdul Aziz - Standard Chartered - zabin1872@gmail.com
from: Zain Azmi Bin Abdul Aziz <zabin1872@gmail.com>
date: Jan 17, 2020, 7:33 AM
Dear Friend,
I trust you doing well. I will like to tell you that in inheritance the next of kin can be anybody, it is not compulsory for the next of kin to be related to the late customer, it does not even matter if you are from different countries. The most important thing is that there must be documents to show for it, which would make you a sole next of kin to my late client. You should not have anything to worry about, I will do everything legally required to ensure that the project goes smoothly, it shall pass through all Laws of International Banking, and you have my word on that.
Your only obligation in this transaction will be to set up an account that can accommodate these funds ($10.2M Dollars), from where the money will be transfer to in bits so that it will not raise eyebrows. The reason why you will have to set up this offshore account, this is to by-cut all the Government taxes and monetary monitory bodies and it won't raise any red flag. The account will be opened in your name and you shall be the only one to have access to this account.
The money would be transferred in your name to the account which you will open in the bank for both of us, this is the best way I have found, and it will protect us from the bank here in Malaysia. I want us to enjoy this money in peace when we conclude the transaction. So you should listen to my instructions and follow them religiously.
The lawyer will handle all matters of probate on your behalf, he will have all the documents completed, and with these documents, he will come forward to the standard chartered bank to support the application which you will put forward to them that will speed the immediate release and transfer of the funds to you.
My experience as a Banker will make this transaction scale through with ease all I want you to do is to follow my instructions very well. I promise you that you will not in any way regret your collaboration with me. We can do this if we join our hands together and work in one accord and also you will need to assure me that I will have unlimited access to my own share once the funds have been transferred into your account. The funds are going to be transferred into your account and not mine so you are the one to assure me that you will get my own share to me.
I choose to make these plans clear to you, For your perusal and as a gesture of my sincerity and dedication to this project. Am going to proceed with the necessary work upon receipt of a positive response from you. You should not entertain any fears as the required arrangements have been planned by me for the completion of this project. So, what I need from you now in your reply email are:
(1) Your exact full names (First Name, Middle Name and Last name)
(2) Your current residential Full address
Once I get this information, I will also send you my identity so that you will know who you are transacting with. I requested your information above as these documents will be presented at the probate office here in Malaysia so as to give this transaction legal backing and legitimacy.
Looking forward to a good collaboration with you I so much rely on you my new found friend.
Many Thanks,
Zain Abdul Aziz.
date: Jan 17, 2020, 7:33 AM
Dear Friend,
I trust you doing well. I will like to tell you that in inheritance the next of kin can be anybody, it is not compulsory for the next of kin to be related to the late customer, it does not even matter if you are from different countries. The most important thing is that there must be documents to show for it, which would make you a sole next of kin to my late client. You should not have anything to worry about, I will do everything legally required to ensure that the project goes smoothly, it shall pass through all Laws of International Banking, and you have my word on that.
Your only obligation in this transaction will be to set up an account that can accommodate these funds ($10.2M Dollars), from where the money will be transfer to in bits so that it will not raise eyebrows. The reason why you will have to set up this offshore account, this is to by-cut all the Government taxes and monetary monitory bodies and it won't raise any red flag. The account will be opened in your name and you shall be the only one to have access to this account.
The money would be transferred in your name to the account which you will open in the bank for both of us, this is the best way I have found, and it will protect us from the bank here in Malaysia. I want us to enjoy this money in peace when we conclude the transaction. So you should listen to my instructions and follow them religiously.
The lawyer will handle all matters of probate on your behalf, he will have all the documents completed, and with these documents, he will come forward to the standard chartered bank to support the application which you will put forward to them that will speed the immediate release and transfer of the funds to you.
My experience as a Banker will make this transaction scale through with ease all I want you to do is to follow my instructions very well. I promise you that you will not in any way regret your collaboration with me. We can do this if we join our hands together and work in one accord and also you will need to assure me that I will have unlimited access to my own share once the funds have been transferred into your account. The funds are going to be transferred into your account and not mine so you are the one to assure me that you will get my own share to me.
I choose to make these plans clear to you, For your perusal and as a gesture of my sincerity and dedication to this project. Am going to proceed with the necessary work upon receipt of a positive response from you. You should not entertain any fears as the required arrangements have been planned by me for the completion of this project. So, what I need from you now in your reply email are:
(1) Your exact full names (First Name, Middle Name and Last name)
(2) Your current residential Full address
Once I get this information, I will also send you my identity so that you will know who you are transacting with. I requested your information above as these documents will be presented at the probate office here in Malaysia so as to give this transaction legal backing and legitimacy.
Looking forward to a good collaboration with you I so much rely on you my new found friend.
Many Thanks,
Zain Abdul Aziz.
FRAUD WARNING: The above information is being provided as a fraud warning. Do not contact the sender of the above email. The source of this information is from a scammer who is a criminal imposter. Any names of real people being used within the above information from this imposter is unauthorized and illegal. Do not provide this scammer any of your personal information. Do not send them any of your personal identity documents. Do not send them any money. Do not call any phone numbers that they provide to you. This email, and all of its content, are part of a fraudulent, criminal act and the only intention of the scammer who sent this email is to steal money from you and to obtain personal information leading to identity theft of the scam victim. If you received the same email (or one very similar) then stop all communication with the scammer immediately. All claims made within the email are lies fabricated by a fraudster and this criminal will never provide you any money, assets, investments, property, commodities, merchandise, employment, romance, or anything of value. Every email scammer uses a completely false identity, thus their names used in the email (and any company name, employment, occupation, street address and/or location information that they provide) is 100% fake. Any photos, scans of passports or other personal identity documents and/or any other documents (government, corporate, legal, financial, etc) or forms that they send to you are all stolen, fake and/or forged and the file attachments they send with their scam emails may also contain viruses. Also avoid all website links that any scammer sends to you because their websites are all fraudulent and may also contain hidden Malware, Trojans, Spyware and/or key loggers. In conclusion, do not send any money to this scammer or you will lose it permanently. Contact with this scammer also places you at risk of identity theft and having your identity wrongfully used for illegal activities, which can place you in legal, financial, and physical danger. Click here to read what qualifies the above email as a scam. Scroll up and click the link at the top of this page for more information about this particular type of scam. Click here if you had interactions with a scammer and need support.