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In other instances the scammer will say that there was no next of kin named at all before the so-called deceased person died and that there is a large sum of funds sitting dormant in an account at a bank or some other type of financial institution. In this version of the scam the scammer may offer to name you as the next of kin or as the legal beneficiary to the funds, together with an offer to split the funds with you as a sort of business arrangement or partnership in exchange for your assistance in the matter.
In situations where they are offering to split the proceeds with you then the fake banker or lawyer making the fraudulent proposal may act as if they are offering this to you as a business arrangement to make you feel as if both of you share a mutually beneficial interest in the matter together. And in these inheritance scams with unclaimed or dormant funds lodged at a bank or a financial institution you may also be asked to contact or get contacted from another so-called security company or courier company wanting to deliver your next of kin proceeds to you.
During the course of the scam the scammer may provide a so-called online banking website (with login details) in an attempt to prove that the funds truly exist and are safely sitting in a bank account awaiting payout. In all cases these bank websites are always fraudulent/fake websites owned and controlled by the scammer and the money that they are showing within the bank account are fictitious funds in a non-existent bank account. The scammer may also ask you to contact 2-3 different people that the scammer claims are also involved with the transaction as a psychological technique designed to make the transaction seem more legitimate. In most cases though you are dealing with only one scammer who is acting behind all of the various different personas being presented.
The scammer will eventually ask you to send some money before any of the money being promised can be sent out to you. This is a type of scam known as Advance-Fee Fraud. Advance-Fee Fraud is best described as an offer of money, merchandise, services, employment, or even romance, but where the victim is asked to pay a fee in advance to obtain whatever is being promised to them by the scammer. The main scam strategy of all advance-fee fraud scams is to try to persuade the victim to send money, and then continue to send more money to the scammer, as many times as possible, until the victim eventually runs out of money and/or goes into debt as a result of losses from the scam. And in the end, the victim never receives any of the money at all being promised by the scammer.
Please click here to read more about the psychological techniques used to deceive people with Advance-Fee Fraud scams. The following article on Wikipedia also explains more about Advance-Fee Scams in general: Wikipedia Link