Elizabeth Meifung - Hong Leong Bank - elizabeth.meifung@outlook.com

[GhanaGeria]

from: Elizabeth Meifung <elizabeth.meifung@outlook.com>
date: Jun 23, 2020, 6:04 PM
subject: My Proposition
mailed-by: gmail.com
signed-by: outlook.com

Thank you for giving me your time. I am resending you my proposition again. I am contacting you concerning a customer and an investment placed under my management; I would respectfully request that you keep the contents of this mail private. In 2001, a customer came to our bank (Hong Leong Bank, Singapore) to engage in business discussions with our Private Banking Services Department. He informed us that he had a financial portfolio of 17.37 Million United States Dollars, he wished to have us turn over (invest) on his behalf. I was the officer assigned to his case; I made numerous suggestions in line with my duties as the de-facto chief Investment Analyst of the Private Banking Services Department, especially given the funds he wished to put into our bank. We met in Malaysia on numerous occasions prior to any investments being placed, and however I encouraged him to consider various growth funds with prime ratings. The favored route in my advice to customers is to start by accessing data on 600 traditional stocks and bond managers and 200 managers of alternative investments. Based on my advice after 13 years, we spun the money around various opportunities and made attractive margins for our first months of operation, the capital and accrued profit with interest included, stood at this point at 25,200,000 United States Dollars, this margin was not the full potential of the fund but he desired low risk guaranteed returns on investments.

Late 2014, he asked that the assets be liquidated because he wasted to go into retirement in a private Island in the Caribbean to make an urgent investment requiring cash payments in Europe. He directed that the funds be deposited in anonymous offshore account with our Hong Leong Bank Branch in Damansara Perdana, Malaysia awaiting further instructions. This was the last communication we had, this transpired around February 25th 2015. I made futile efforts to locate him, four days later, information started to trickle in, that he was apparently dead, a person who suited his description was declared dead of a heart attack in Cannes, France. In his bio-data form, he listed no next of kin. In the field of private banking, opening an account with us means no one will know of its existence; depositors use numbers and codes to make the accounts anonymous. Our bank also gives the choice to depositors of having their mail sent to them or held at the bank itself, ensuring that there are no traces of the account and as I said, rarely do they nominate next of kin. You as a potential benefactor of this funds even if you are in no way affiliated with this individual (the deceased). My official capacity dictates that I am the only party to supervise the investigation and the only party to receive the results of the investigation.

According to practice, I am supposed to broadcast a request for statements of claim. Failing to receive viable claims, the deposit is to forwarded to Monetary Authority of Singapore (MAS) (Singapore Central Bank). This will not happen if I have my way. What I wish to relate to you might be a smack of unethical practice but I want you to understand something; it is only an outsider to the banking world who finds the internal politics of the banking world aberrational. The world of private banking especially, is fraught with huge rewards for those who occupy certain offices and oversee certain portfolios; you should have begun by now to put together the general direction of what I propose. There is Twenty-five million, two hundred thousand united states dollars) deposited. Hong Leong has spent great amounts of money trying to track the family of the deceased; they have investigated for months and have found no family and the investigation has officially come to an end.

My proposal; I am prepared to place you in a position whereby my department will officially release the deposit to you as the closest associate and all etiquette shall be done in accordance with the rule of law. I certainly can guarantee you that, by the common law, the power of bequeathing is coeval with the first rudiments of the law and this power is extended to his Personal and Real estate (Personality & Realty). I would say we have the clear advantage to carry out a smooth and perfect operation whereby the paper work shall be coordinated in such a way that your status as a sole beneficiary is confirmed. Upon receipt of the deposit, I am prepared to share the money with you in half and no more; that is: I will simply nominate you as the next of kin and have them release the deposit to you; afterwards we share the proceeds 50/50. I would have gone ahead to ask the funds be released to me, but that would have drawn a straight line to me and my involvement in claiming the deposit, but on the other hand, you as an indifferent foreigner would easily pass as the beneficiary with the rights to claim. I will simply inform our bank of the final closing of the file relating to the customer. We would redirect the funds to another bank with you as account holder, we can fine tune this based on our interactions. I have added a copy of the certificate of deposit and my staff ID for your perusal. If you are willing to work with me then kindly reply so we can start the funds release process.

Best Regards,
Elizabeth Meifung