XinXin Wang - Agricultural Bank Of China - xinwa68@gmail.com

[Beezwax]

From: XinXin Wang <xinwa68@gmail.com>
Date: 29 December 2021, 4:19
Subject:

How are you? Good Morning and thank you for responding to my SMS.

My name is XinXin Wang, Independent Non-Executive Director at Agricultural
Bank of china.

Please ignore the length of this message and take your time to read this
message for your understanding. This is very important. I am contacting you
concerning a deceased customer of ours and an investment he placed under
our bank's management Nine (9) years ago.I was the Portfolio Manager and I
handled this account personally. I would respectfully request that you keep
the contents of this mail confidential and respect the integrity of the
information you come by as a result of this mail. I contacted you
independent of our Organization and no one is informed of this
communication. I would like to intimate you with certain facts that I
believe would be of interest to you.

In 2009, the subject matter, Mr Garry Mcunu, who is now deceased, came to
our bank to engage in business discussions with our private banking
division. He informed us that he had a financial portfolio of
$12,200,000.00 which he wished to have us turn over (invest) on his behalf.
I was the accounting officer assigned to his case; I made numerous
suggestions in line with my duties as the De-facto chief operations officer
of the private investment banking department, especially given the volume
of funds he wished to put into our bank. We met on numerous occasions prior
to any investments being placed.

In mid-2010, he asked that the money be liquidated because he needed to
make an urgent landed property investment requiring cash payments in South
Africa. And since he will be frequenting Europe later that year, he
directed that I liquidate the funds and oversee that it is deposited in a
security vault in any low-key but formidable private bank in Europe. I
informed him that the Agricultural Bank of China will have to make special
arrangements to have this done and in order not to circumvent due process.
I contacted our Affiliate in Europe and after due consultations, the funds
were made available and transferred.

The deceased told me he wanted the money there in anticipation of his
arrival from South Africa later that week. This was the last communication
we had. This transpired around 25th October 2010. In June last year, we got
a call from HVB Bank Lithuania informing us of the dormant activity of that
particular portfolio.

I made efforts to locate the deceased but it was futile. I immediately
passed the task of locating him to the internal investigations department
of our bank. Four days later, information started to trickle in, apparently
our client had passed away. A person who suited his description was
declared dead in Massachusetts, United States. We were soon enough able to
verify the story as his death certificate and cause of death was confirmed.
He died of Chronic Obstructive Pulmonary Disease, he was aged 54. In his
bio-data form, he listed no next of kin.

The deceased died without a testate. What this means, is that our dear late
fellow died with no identifiable family member. And in line with our
internal processes for account holders who have passed away, we instituted
our own investigations in good faith to determine who should have the right
to claim the estate. This investigation has for the past months been
unfruitful. It is this investigation that resulted in my being furnished
with your details as a possible relative of the deceased.

According to practice, the Bank will by the end of this financial year,
broadcast a request for statements of claim - failing to receive viable
claims they will probably revert the deposit to the Lithuania Treasury
Department and the portfolio will be out of my hands and out of the hands
of the bank. This will not happen if I have my way.

What I wish to relate to you will smack of unethical practice but I want
you to understand something. It is only an outsider to the banking world
who finds the internal politics of the banking world aberrational. The
world of private banking especially is fraught with huge rewards for those
who occupy certain offices and oversee certain portfolios. You should have
begun by now to put together the general direction of what I propose.

NOW HERE IS MY PROPOSAL;

You share some similar details with my late client-in this case, a SURNAME.
I am prepared to place you in a position to instruct the bank to release
the deposit to you as the sole beneficiary. Upon receipt of the deposit, I
am prepared to share the money with you in half. That is: I will simply
nominate you as the next of kin and have them release the deposit to you.
We share the proceeds 50/50. I would have gone ahead to ask the funds be
released to me, but that would have drawn a straight line to me and my
involvement in claiming the deposit. I assure you that I could have the
deposit released to you within a few days. I will simply inform the bank of
the final closing of the file relating to my late client, I will then
officially communicate with the Bank and instruct them to release the
deposit to you. With these two things, all is done. The alternative would
be for us to have the Bank direct the funds to another bank with you as
account holder.

I do not want you contacting me through my official phone lines nor do I
want you contacting me through my official email account. Contact me only
through this private email address. I do not want any direct link between
you and me to raise suspicion. My official lines are not secure lines as
they are periodically monitored to access our level of customer care in
line with our Total Quality Management Policy (TQMP). Please observe this
instruction religiously. Again note that I am a family man, I have a Wife
and 3 children. I send you this mail not without a measure of fear as to
what the consequences are, but I know within me that 'If nothing ventured
is nothing gained and that 'success and riches never come easy or on a
platter of gold'. This is the one truth I have learnt from my private
banking years experience. Do not betray my confidence if we can be of one
accord.

Please if you are afraid about this project and would like to discontinue
or find it cynical, please destroy this email and continue living your life
like I never contacted you,I am a man of integrity and respect, my
colleagues hold me in high regard. But if you are interested in this
project, tell me how you feel and let's do this.

Kind regards,

XinXin Wang

[KopyCat]

From: XinXin Wang <xinxxinxwang@yahoo.com>
Date: 10 January 2022, 4:19
Subject:

Hello,

I have received your details and I'm thankful to you for your commitment to
this deal and I hope we get to trust each other on this in order for this
deal to go well as planned, I am also sending you my details and ID in
order for you to know me better and build more trust between us.

As you know, this is a huge amount of money coming our way hopefully, so we
need to be open to each other because only trust can help us succeed on
this. Attached is a copy of my ID. I will contact a very good lawyer here
in Lithuania to help us start the legal documents that will be needed by
the HVB PRIVATE BANK to enable us to claim the funds. I think it should not
be much of a problem because they are not so stringent with their
regulations. This will guarantee a hitch free process. It should take not
more than a couple of weeks.

Here is my information.

1. FULL NAMES (First Name and Surname): XinXin Wang
2. DATE OF BIRTH: 22/05/1952
3. SEX: Male
4. RELIGION: Buddhism
5. MARITAL STATUS: Married
6. OCCUPATION: Independent Non-Executive Director
7. ADDRESS: No. 69, Jianguomen Nei Avenue, Dongcheng District Beijing
100005

Kindly acknowledge receipt of this email.

Kind regards,

XinXin Wang