from: YEMI CARDOSO <cardosoyemi6@gmail.com>
date: Oct 6, 2025, 10:53 AM
subject: Re:
mailed-by: gmail.com
Attn:
This is to inform you the beneficiary that after the meeting held last week Friday, Mr. President has decided and concluded to waive all the bank charges. So if you are interested to now receive your approved fund, you should contact the finance minister on the following information:
Name: Wale Edun
Email: fed.ministry.finance11@gmail.com
Please note that you are going to contact the finance minister for further information and you should forward all your information to him and also be ready to pay the sum of $150 for the waiver fee to waive all the bank charges.
Hoping to hear from you.
Best Regards.
Olayemi Cardoso
CBN governor
Click Here to learn about the StopScamFraud team of volunteers. Click Here to read more about this website.
Dr Olayemi Michael Cardoso - Central Bank Of Nigeria - drmichaelcardosocbnxxx@gmail.com
NOTICE: The Emails Below Are All Scams.
Click here to read why the email below is definitely a scam. Click here for more information about this particular type of scam.
Click here to read why the email below is definitely a scam. Click here for more information about this particular type of scam.
Dr Olayemi Michael Cardoso - Central Bank Of Nigeria - cardosoyemi6@gmail.com
FRAUD WARNING: The above information is being provided as a fraud warning. Do not contact the sender of the above email. The source of this information is from a scammer who is a criminal imposter. Any names of real people being used within the above information from this imposter is unauthorized and illegal. Do not provide this scammer any of your personal information. Do not send them any of your personal identity documents. Do not send them any money. Do not call any phone numbers that they provide to you. This email, and all of its content, are part of a fraudulent, criminal act and the only intention of the scammer who sent this email is to steal money from you and to obtain personal information leading to identity theft of the scam victim. If you received the same email (or one very similar) then stop all communication with the scammer immediately. All claims made within the email are lies fabricated by a fraudster and this criminal will never provide you any money, assets, investments, property, commodities, merchandise, employment, romance, or anything of value. Every email scammer uses a completely false identity, thus their names used in the email (and any company name, employment, occupation, street address and/or location information that they provide) is 100% fake. Any photos, scans of passports or other personal identity documents and/or any other documents (government, corporate, legal, financial, etc) or forms that they send to you are all stolen, fake and/or forged and the file attachments they send with their scam emails may also contain viruses. Also avoid all website links that any scammer sends to you because their websites are all fraudulent and may also contain hidden Malware, Trojans, Spyware and/or key loggers. In conclusion, do not send any money to this scammer or you will lose it permanently. Contact with this scammer also places you at risk of identity theft and having your identity wrongfully used for illegal activities, which can place you in legal, financial, and physical danger. Click here to read what qualifies the above email as a scam. Scroll up and click the link at the top of this page for more information about this particular type of scam. Click here if you had interactions with a scammer and need support.
Dr Olayemi Michael Cardoso - Central Bank Of Nigeria - michaelcardosoolayemi05@gmail.com
from: CENTRAL BANK OF NIGERIA <ofnigeriac130@gmail.com>
reply-to: michaelcardosoolayemi05@gmail.com
date: Nov 20, 2025, 8:34 AM
subject: Dear Beneficiary
mailed-by: gmail.com
Dear Beneficiary
After I received a fax message from your Next of Kin Mr. Williams Thomaswho informed me that you are dead in an auto accident, he claimed he is your next of kin and he further provide to me the below account for immediate transfer.
Mr. Williams Thomas
Account No: 567-878-656
Swift code: BOA56578
Routing No: 657-787
Bank of Americaa
Your next of Kin Mr. Williams Thomas requested for immediate transfer of the US$25Million into the above account which I have prepared all documents of claim on his name because I have not heard from you for a longtime. I did believe him but I insisted on your behalf to contact you to enable me to confirm if you are still alive or dead. Please confirm your health condition through the followinge-mail:(michaelcardosoolayemi05@gmail.com) and kindly confirm your personal information below:
Your full name
Your home address
Your telephone number
Your fax number
Your Identification Card
Your Occupation
You are advised to reconfirm the above listed information if you are still alive and Who is Mr. Williams Thomas, his Mr. Williams Thomas your next of kin? Please get back to me so that I can know the next step to follow regarding the outstanding $25Million.
OFFICIALLY SIGNED.
Mr. Olayemi Michael Yemi Cardoso
reply-to: michaelcardosoolayemi05@gmail.com
date: Nov 20, 2025, 8:34 AM
subject: Dear Beneficiary
mailed-by: gmail.com
Dear Beneficiary
After I received a fax message from your Next of Kin Mr. Williams Thomaswho informed me that you are dead in an auto accident, he claimed he is your next of kin and he further provide to me the below account for immediate transfer.
Mr. Williams Thomas
Account No: 567-878-656
Swift code: BOA56578
Routing No: 657-787
Bank of Americaa
Your next of Kin Mr. Williams Thomas requested for immediate transfer of the US$25Million into the above account which I have prepared all documents of claim on his name because I have not heard from you for a longtime. I did believe him but I insisted on your behalf to contact you to enable me to confirm if you are still alive or dead. Please confirm your health condition through the followinge-mail:(michaelcardosoolayemi05@gmail.com) and kindly confirm your personal information below:
Your full name
Your home address
Your telephone number
Your fax number
Your Identification Card
Your Occupation
You are advised to reconfirm the above listed information if you are still alive and Who is Mr. Williams Thomas, his Mr. Williams Thomas your next of kin? Please get back to me so that I can know the next step to follow regarding the outstanding $25Million.
OFFICIALLY SIGNED.
Mr. Olayemi Michael Yemi Cardoso
FRAUD WARNING: The above information is being provided as a fraud warning. Do not contact the sender of the above email. The source of this information is from a scammer who is a criminal imposter. Any names of real people being used within the above information from this imposter is unauthorized and illegal. Do not provide this scammer any of your personal information. Do not send them any of your personal identity documents. Do not send them any money. Do not call any phone numbers that they provide to you. This email, and all of its content, are part of a fraudulent, criminal act and the only intention of the scammer who sent this email is to steal money from you and to obtain personal information leading to identity theft of the scam victim. If you received the same email (or one very similar) then stop all communication with the scammer immediately. All claims made within the email are lies fabricated by a fraudster and this criminal will never provide you any money, assets, investments, property, commodities, merchandise, employment, romance, or anything of value. Every email scammer uses a completely false identity, thus their names used in the email (and any company name, employment, occupation, street address and/or location information that they provide) is 100% fake. Any photos, scans of passports or other personal identity documents and/or any other documents (government, corporate, legal, financial, etc) or forms that they send to you are all stolen, fake and/or forged and the file attachments they send with their scam emails may also contain viruses. Also avoid all website links that any scammer sends to you because their websites are all fraudulent and may also contain hidden Malware, Trojans, Spyware and/or key loggers. In conclusion, do not send any money to this scammer or you will lose it permanently. Contact with this scammer also places you at risk of identity theft and having your identity wrongfully used for illegal activities, which can place you in legal, financial, and physical danger. Click here to read what qualifies the above email as a scam. Scroll up and click the link at the top of this page for more information about this particular type of scam. Click here if you had interactions with a scammer and need support.
Dr Olayemi Michael Cardoso - Central Bank Of Nigeria - treasurydepartmentsecretary@gmail.com
from: Dr. Olayemi Michael Cardoso Governor Central Bank Of Nigeria (CBN) <treasurydepartmentsecretary@gmail.com>
date: Nov 24, 2025, 8:54 AM
subject: Attention: Unpaid Beneficiary, From Dr. Olayemi Michael Cardoso, The New Governor Central Bank Of Nigeria (CBN) Call Me For More Details Very Urgent.
mailed-by: gmail.com
From Dr. Olayemi Michael Cardoso.
The New Governor Central Bank Of Nigeria (CBN)
WhatsApp Cell:+234-8022565551
Attention: Unpaid Beneficiary,
I am worried about your silence all this while and your payment file is still with me, but this year with this government, the new finance minister has directed that every unpaid fund should be terminated in one week if the beneficiary is not ready to receive the fund.
I have used my position to ensure that your payment file was excluded from the directive of the minister, and I want you to respond urgently to this message as your expected fund is US$23.5Million with interest generated to a tune of US$2.2M to be released to you. And the Total sum of $25.7 Million. to ensure that all the unpaid beneficiaries will receive their payment in this Last quarter of the year without any delay. And you are advised to reconfirm your information below.
1) Your Full Name..............................
2) Your Address...............................
3) Your Age.........................................
4) Your Sex.........................................
5) Your Occupation................................
6) Your Cell Phone Number.......................
7) A Copy of Your Identification................ ............
I would like you to urgently respond to this message so that I can advise you on how best to confirm your fund within the next 72 hours. For oral discussion,
Best Regards,
From Dr. Olayemi Michael Cardoso
The New Governor Central Bank Of Nigeria (CBN)
WhatsApp Cell:+234-8022565551
date: Nov 24, 2025, 8:54 AM
subject: Attention: Unpaid Beneficiary, From Dr. Olayemi Michael Cardoso, The New Governor Central Bank Of Nigeria (CBN) Call Me For More Details Very Urgent.
mailed-by: gmail.com
From Dr. Olayemi Michael Cardoso.
The New Governor Central Bank Of Nigeria (CBN)
WhatsApp Cell:+234-8022565551
Attention: Unpaid Beneficiary,
I am worried about your silence all this while and your payment file is still with me, but this year with this government, the new finance minister has directed that every unpaid fund should be terminated in one week if the beneficiary is not ready to receive the fund.
I have used my position to ensure that your payment file was excluded from the directive of the minister, and I want you to respond urgently to this message as your expected fund is US$23.5Million with interest generated to a tune of US$2.2M to be released to you. And the Total sum of $25.7 Million. to ensure that all the unpaid beneficiaries will receive their payment in this Last quarter of the year without any delay. And you are advised to reconfirm your information below.
1) Your Full Name..............................
2) Your Address...............................
3) Your Age.........................................
4) Your Sex.........................................
5) Your Occupation................................
6) Your Cell Phone Number.......................
7) A Copy of Your Identification................ ............
I would like you to urgently respond to this message so that I can advise you on how best to confirm your fund within the next 72 hours. For oral discussion,
Best Regards,
From Dr. Olayemi Michael Cardoso
The New Governor Central Bank Of Nigeria (CBN)
WhatsApp Cell:+234-8022565551
FRAUD WARNING: The above information is being provided as a fraud warning. Do not contact the sender of the above email. The source of this information is from a scammer who is a criminal imposter. Any names of real people being used within the above information from this imposter is unauthorized and illegal. Do not provide this scammer any of your personal information. Do not send them any of your personal identity documents. Do not send them any money. Do not call any phone numbers that they provide to you. This email, and all of its content, are part of a fraudulent, criminal act and the only intention of the scammer who sent this email is to steal money from you and to obtain personal information leading to identity theft of the scam victim. If you received the same email (or one very similar) then stop all communication with the scammer immediately. All claims made within the email are lies fabricated by a fraudster and this criminal will never provide you any money, assets, investments, property, commodities, merchandise, employment, romance, or anything of value. Every email scammer uses a completely false identity, thus their names used in the email (and any company name, employment, occupation, street address and/or location information that they provide) is 100% fake. Any photos, scans of passports or other personal identity documents and/or any other documents (government, corporate, legal, financial, etc) or forms that they send to you are all stolen, fake and/or forged and the file attachments they send with their scam emails may also contain viruses. Also avoid all website links that any scammer sends to you because their websites are all fraudulent and may also contain hidden Malware, Trojans, Spyware and/or key loggers. In conclusion, do not send any money to this scammer or you will lose it permanently. Contact with this scammer also places you at risk of identity theft and having your identity wrongfully used for illegal activities, which can place you in legal, financial, and physical danger. Click here to read what qualifies the above email as a scam. Scroll up and click the link at the top of this page for more information about this particular type of scam. Click here if you had interactions with a scammer and need support.
Dr Olayemi Michael Cardoso - Central Bank Of Nigeria - dsecretarytreasury@gmail.com
from: secretarytreasury department <dsecretarytreasury@gmail.com>
date: Nov 24, 2025, 9:33 AM
subject: Attention: Unpaid Beneficiary, From Dr. Olayemi Michael Cardoso, The New Governor Central Bank Of Nigeria (CBN) Call Me For More Details Very Urgent.
mailed-by: gmail.com
From Dr. Olayemi Michael Cardoso.
The New Governor Central Bank Of Nigeria (CBN)
WhatsApp Cell:+234-8022565551
Attention: Unpaid Beneficiary,
I am worried about your silence all this while and your payment file is still with me, but this year with this government, the new finance minister has directed that every unpaid fund should be terminated in one week if the beneficiary is not ready to receive the fund.
I have used my position to ensure that your payment file was excluded from the directive of the minister, and I want you to respond urgently to this message as your expected fund is US$23.5Million with interest generated to a tune of US$2.2M to be released to you. And the Total sum of $25.7 Million. to ensure that all the unpaid beneficiaries will receive their payment in this Last quarter of the year without any delay. And you are advised to reconfirm your information below.
1) Your Full Name..............................
2) Your Address...............................
3) Your Age.........................................
4) Your Sex.........................................
5) Your Occupation................................
6) Your Cell Phone Number.......................
7) A Copy of Your Identification................ ............
I would like you to urgently respond to this message so that I can advise you on how best to confirm your fund within the next 72 hours. For oral discussion,
Best Regards,
From Dr. Olayemi Michael Cardoso
The New Governor Central Bank Of Nigeria (CBN)
WhatsApp Cell:+234-8022565551
date: Nov 24, 2025, 9:33 AM
subject: Attention: Unpaid Beneficiary, From Dr. Olayemi Michael Cardoso, The New Governor Central Bank Of Nigeria (CBN) Call Me For More Details Very Urgent.
mailed-by: gmail.com
From Dr. Olayemi Michael Cardoso.
The New Governor Central Bank Of Nigeria (CBN)
WhatsApp Cell:+234-8022565551
Attention: Unpaid Beneficiary,
I am worried about your silence all this while and your payment file is still with me, but this year with this government, the new finance minister has directed that every unpaid fund should be terminated in one week if the beneficiary is not ready to receive the fund.
I have used my position to ensure that your payment file was excluded from the directive of the minister, and I want you to respond urgently to this message as your expected fund is US$23.5Million with interest generated to a tune of US$2.2M to be released to you. And the Total sum of $25.7 Million. to ensure that all the unpaid beneficiaries will receive their payment in this Last quarter of the year without any delay. And you are advised to reconfirm your information below.
1) Your Full Name..............................
2) Your Address...............................
3) Your Age.........................................
4) Your Sex.........................................
5) Your Occupation................................
6) Your Cell Phone Number.......................
7) A Copy of Your Identification................ ............
I would like you to urgently respond to this message so that I can advise you on how best to confirm your fund within the next 72 hours. For oral discussion,
Best Regards,
From Dr. Olayemi Michael Cardoso
The New Governor Central Bank Of Nigeria (CBN)
WhatsApp Cell:+234-8022565551
FRAUD WARNING: The above information is being provided as a fraud warning. Do not contact the sender of the above email. The source of this information is from a scammer who is a criminal imposter. Any names of real people being used within the above information from this imposter is unauthorized and illegal. Do not provide this scammer any of your personal information. Do not send them any of your personal identity documents. Do not send them any money. Do not call any phone numbers that they provide to you. This email, and all of its content, are part of a fraudulent, criminal act and the only intention of the scammer who sent this email is to steal money from you and to obtain personal information leading to identity theft of the scam victim. If you received the same email (or one very similar) then stop all communication with the scammer immediately. All claims made within the email are lies fabricated by a fraudster and this criminal will never provide you any money, assets, investments, property, commodities, merchandise, employment, romance, or anything of value. Every email scammer uses a completely false identity, thus their names used in the email (and any company name, employment, occupation, street address and/or location information that they provide) is 100% fake. Any photos, scans of passports or other personal identity documents and/or any other documents (government, corporate, legal, financial, etc) or forms that they send to you are all stolen, fake and/or forged and the file attachments they send with their scam emails may also contain viruses. Also avoid all website links that any scammer sends to you because their websites are all fraudulent and may also contain hidden Malware, Trojans, Spyware and/or key loggers. In conclusion, do not send any money to this scammer or you will lose it permanently. Contact with this scammer also places you at risk of identity theft and having your identity wrongfully used for illegal activities, which can place you in legal, financial, and physical danger. Click here to read what qualifies the above email as a scam. Scroll up and click the link at the top of this page for more information about this particular type of scam. Click here if you had interactions with a scammer and need support.
Dr Olayemi Michael Cardoso - Central Bank Of Nigeria - cenbankgovoffice1@gmail.com
from: The Presidency Foreign Debt Payment Office & Central Bank of Nigeria <unimfpmonifficeng@gmail.com>
reply-to: cenbankgovoffice1@gmail.com
date: Nov 26, 2025, 3:48 AM
subject: Re-validation of Your Payment
mailed-by: gmail.com
Office of the Governor Central Bank of Nigeria
From The Desk of: Dr Olayemi M. Cardoso,
Governor Cenbank
Dear Beneficiary,
RE: YOUR PART PAYMENT RELEASE NOTIFICATION PLEASE KINDLY RECONFIRM YOUR CONTACT ADDRESS, DIRECT PHONE NUMBER AND A COPY OF YOUR ID.
Following the suspension of the Central Bank of Nigeria Governor, Mr Godwin Emefiele, from office and following the removal of Mr Folashodun Adebisi Shonubi as Acting Governor Central Bank of Nigeria. I was appointed by President Bola Ahmed Tinubu as the new Governor of the Central Bank of Nigeria on September 15, 2023 and on the 27th of September 2023 the Senate - National Assembly Federal Republic of Nigeria confirmed my appointment as the Governor of the Central Bank of Nigeria.
Please kindly view this web page confirming my appointment as the new CBN Governor:https://guardian.ng/news/senate-confirms-cardosos-appointment-as-cbn-governor-alongside-4-deputies/
Be that as it may and considering the animus task ahead of me, be informed that I have decided to review all unpaid foreign beneficiaries payment and following my verification, I discovered that your payment was not properly filed to the Central Bank of Nigeria. This is the actual reason behind the none payment of your funds against whatever you may have been told to believe by anyone.
In this regard you are advised to get back to me as a matter of urgency confirming your contact address and your direct phone number for the validation and authentication of your payment for payment processing and release of your funds under my watch and strict supervision.
Thanks and looking forward to your urgent response and cooperation.
Yours faithfully,
Dr Yemi M. Cardoso
Governor CBN.
reply-to: cenbankgovoffice1@gmail.com
date: Nov 26, 2025, 3:48 AM
subject: Re-validation of Your Payment
mailed-by: gmail.com
Office of the Governor Central Bank of Nigeria
From The Desk of: Dr Olayemi M. Cardoso,
Governor Cenbank
Dear Beneficiary,
RE: YOUR PART PAYMENT RELEASE NOTIFICATION PLEASE KINDLY RECONFIRM YOUR CONTACT ADDRESS, DIRECT PHONE NUMBER AND A COPY OF YOUR ID.
Following the suspension of the Central Bank of Nigeria Governor, Mr Godwin Emefiele, from office and following the removal of Mr Folashodun Adebisi Shonubi as Acting Governor Central Bank of Nigeria. I was appointed by President Bola Ahmed Tinubu as the new Governor of the Central Bank of Nigeria on September 15, 2023 and on the 27th of September 2023 the Senate - National Assembly Federal Republic of Nigeria confirmed my appointment as the Governor of the Central Bank of Nigeria.
Please kindly view this web page confirming my appointment as the new CBN Governor:https://guardian.ng/news/senate-confirms-cardosos-appointment-as-cbn-governor-alongside-4-deputies/
Be that as it may and considering the animus task ahead of me, be informed that I have decided to review all unpaid foreign beneficiaries payment and following my verification, I discovered that your payment was not properly filed to the Central Bank of Nigeria. This is the actual reason behind the none payment of your funds against whatever you may have been told to believe by anyone.
In this regard you are advised to get back to me as a matter of urgency confirming your contact address and your direct phone number for the validation and authentication of your payment for payment processing and release of your funds under my watch and strict supervision.
Thanks and looking forward to your urgent response and cooperation.
Yours faithfully,
Dr Yemi M. Cardoso
Governor CBN.
FRAUD WARNING: The above information is being provided as a fraud warning. Do not contact the sender of the above email. The source of this information is from a scammer who is a criminal imposter. Any names of real people being used within the above information from this imposter is unauthorized and illegal. Do not provide this scammer any of your personal information. Do not send them any of your personal identity documents. Do not send them any money. Do not call any phone numbers that they provide to you. This email, and all of its content, are part of a fraudulent, criminal act and the only intention of the scammer who sent this email is to steal money from you and to obtain personal information leading to identity theft of the scam victim. If you received the same email (or one very similar) then stop all communication with the scammer immediately. All claims made within the email are lies fabricated by a fraudster and this criminal will never provide you any money, assets, investments, property, commodities, merchandise, employment, romance, or anything of value. Every email scammer uses a completely false identity, thus their names used in the email (and any company name, employment, occupation, street address and/or location information that they provide) is 100% fake. Any photos, scans of passports or other personal identity documents and/or any other documents (government, corporate, legal, financial, etc) or forms that they send to you are all stolen, fake and/or forged and the file attachments they send with their scam emails may also contain viruses. Also avoid all website links that any scammer sends to you because their websites are all fraudulent and may also contain hidden Malware, Trojans, Spyware and/or key loggers. In conclusion, do not send any money to this scammer or you will lose it permanently. Contact with this scammer also places you at risk of identity theft and having your identity wrongfully used for illegal activities, which can place you in legal, financial, and physical danger. Click here to read what qualifies the above email as a scam. Scroll up and click the link at the top of this page for more information about this particular type of scam. Click here if you had interactions with a scammer and need support.