from: gil.co <posto3020@gmail.com>
reply-to: gilardi.co@usa.com
date: Feb 2, 2026, 8:30 PM
subject: This is the office of the Secretary of Gilardi & Co.
mailed-by: gmail.com
Immediate Action Required
Dear Recipient,
This is the office of the Secretary of Gilardi & Co.
We are reaching out to inform you about the real Scam Victim Compensation Program for Western Union, commonly referred to as the Western Union Remission Fund. This legitimate program is government-run and overseen by the U.S. Department of Justice (DOJ) and the Federal Trade Commission (FTC), and it is not a private Western Union initiative. The program was established to return money to victims who used Western Union to pay scammers from January 1, 2004, through 2025.
Please find below the key, verified details regarding this program:
- **Legitimacy:** This program is part of a $586 million settlement involving the DOJ, FTC, and Western Union.
- **Eligibility:** Compensation is available to victims who sent money transfers through Western Union to scammers within the specified timeframe—January 1, 2004, through 2025.
- **Compensation:** The program guarantees 100% compensation for verified losses.
- **Previous Status (Phase 2):** A second round of distributions occurred during 2022, 2023, and 2024, with over $40 million distributed to approximately 25,000 victims.
- **Current Status (Phase 3):** The third round of distribution began in 2025 and will continue into 2026, with over $24 million sent to approximately 15,000 victims.
In 2025/2026, during this latest high-denomination distribution of funds to rightful beneficiaries, your email address was among the select few that were successfully chosen in the online email balloting process, confirming you as one of the scam victims entitled to compensation.
Please kindly respond to this email immediately upon receipt so we can guide you on how to claim your funds. Note that this program is highly confidential due to security reasons.
The administrator for this program is Gilardi & Co., LLC.
We look forward to your prompt response.
Sincerely,
Lara McDermott
Secretary
Gilardi & Co.
Lara McDermott - Gilardi & Co - gilardi.co@usa.com
NOTICE: The Emails Below Are All Scams.
Click here to read why the email below is definitely a scam. Click here for more information about this particular type of scam.
Click here to read why the email below is definitely a scam. Click here for more information about this particular type of scam.
-
Stiddle Mump
- Hoodwink Hunter

- Posts: 441
- Joined: 02 Dec 2025
Lara McDermott - Gilardi & Co - gilardi.co@usa.com
FRAUD WARNING: The above information is being provided as a fraud warning. Do not contact the sender of the above email. The source of this information is from a scammer who is a criminal imposter. Any names of real people being used within the above information from this imposter is unauthorized and illegal. Do not provide this scammer any of your personal information. Do not send them any of your personal identity documents. Do not send them any money. Do not call any phone numbers that they provide to you. This email, and all of its content, are part of a fraudulent, criminal act and the only intention of the scammer who sent this email is to steal money from you and to obtain personal information leading to identity theft of the scam victim. If you received the same email (or one very similar) then stop all communication with the scammer immediately. All claims made within the email are lies fabricated by a fraudster and this criminal will never provide you any money, assets, investments, property, commodities, merchandise, employment, romance, or anything of value. Every email scammer uses a completely false identity, thus their names used in the email (and any company name, employment, occupation, street address and/or location information that they provide) is 100% fake. Any photos, scans of passports or other personal identity documents and/or any other documents (government, corporate, legal, financial, etc) or forms that they send to you are all stolen, fake and/or forged and the file attachments they send with their scam emails may also contain viruses. Also avoid all website links that any scammer sends to you because their websites are all fraudulent and may also contain hidden Malware, Trojans, Spyware and/or key loggers. In conclusion, do not send any money to this scammer or you will lose it permanently. Contact with this scammer also places you at risk of identity theft and having your identity wrongfully used for illegal activities, which can place you in legal, financial, and physical danger. Click here to read what qualifies the above email as a scam. Scroll up and click the link at the top of this page for more information about this particular type of scam. Click here if you had interactions with a scammer and need support.
-
Tatiana
- Fraud Fighter

- Posts: 220
- Joined: 09 Dec 2025
Lara McDermott - Gilardi & Co - gillardiicoo@gmail.com
The email addresses shown below are also being used to send out the same scam email messages that are already posted above:
from: gilard.co <otmarknab@a1.net>
reply-to: gillardiicoo@gmail.com
to: info@gmail.com
date: Feb 10, 2026, 3:45 PM
subject: This is the office of the Secretary of Gilardii & Co.
mailed-by: a1.net
from: gilard.co <otmarknab@a1.net>
reply-to: gillardiicoo@gmail.com
to: info@gmail.com
date: Feb 10, 2026, 3:45 PM
subject: This is the office of the Secretary of Gilardii & Co.
mailed-by: a1.net
FRAUD WARNING: The above information is being provided as a fraud warning. Do not contact the sender of the above email. The source of this information is from a scammer who is a criminal imposter. Any names of real people being used within the above information from this imposter is unauthorized and illegal. Do not provide this scammer any of your personal information. Do not send them any of your personal identity documents. Do not send them any money. Do not call any phone numbers that they provide to you. This email, and all of its content, are part of a fraudulent, criminal act and the only intention of the scammer who sent this email is to steal money from you and to obtain personal information leading to identity theft of the scam victim. If you received the same email (or one very similar) then stop all communication with the scammer immediately. All claims made within the email are lies fabricated by a fraudster and this criminal will never provide you any money, assets, investments, property, commodities, merchandise, employment, romance, or anything of value. Every email scammer uses a completely false identity, thus their names used in the email (and any company name, employment, occupation, street address and/or location information that they provide) is 100% fake. Any photos, scans of passports or other personal identity documents and/or any other documents (government, corporate, legal, financial, etc) or forms that they send to you are all stolen, fake and/or forged and the file attachments they send with their scam emails may also contain viruses. Also avoid all website links that any scammer sends to you because their websites are all fraudulent and may also contain hidden Malware, Trojans, Spyware and/or key loggers. In conclusion, do not send any money to this scammer or you will lose it permanently. Contact with this scammer also places you at risk of identity theft and having your identity wrongfully used for illegal activities, which can place you in legal, financial, and physical danger. Click here to read what qualifies the above email as a scam. Scroll up and click the link at the top of this page for more information about this particular type of scam. Click here if you had interactions with a scammer and need support.
-
OgunGoPingUna
- Fraud Smasher

- Posts: 2860
- Joined: 25 Jan 2020
Lara McDermott - Gilardi & Co - gillardiicoo@gmail.com
from: gilard.co.llc <nou255202475@noun.edu.ng>
reply-to: gillardiicoo@gmail.com
date: Mar 11, 2026, 5:04 PM
subject: This is the office of the Secretary of Gilardi & Co.&
mailed-by: noun.edu.ng
Immediate Action Required
Dear Recipient,
This is the office of the Secretary of Gilardi & Co.
We are reaching out to inform you about the real Scam Victim Compensation Program for Western Union, commonly referred to as the Western Union Remission Fund. This legitimate program is government-run and overseen by the U.S. Department of Justice (DOJ) and the Federal Trade Commission (FTC), and it is not a private Western Union initiative. The program was established to return money to victims who used Western Union to pay scammers from January 1, 2004, through 2025.
Please find below the key, verified details regarding this program:
- **Legitimacy:** This program is part of a $586 million settlement involving the DOJ, FTC, and Western Union.
- **Eligibility:** Compensation is available to victims who sent money transfers through Western Union to scammers within the specified timeframe—January 1, 2004, through 2025.
- **Compensation:** The program guarantees 100% compensation for verified losses.
- **Previous Status (Phase 2):** A second round of distributions occurred during 2022, 2023, and 2024, with over $40 million distributed to approximately 25,000 victims.
- **Current Status (Phase 3):** The third round of distribution began in 2025 and will continue into 2026, with over $24 million sent to approximately 15,000 victims.
In 2025/2026, during this latest high-denomination distribution of funds to rightful beneficiaries, your email address was among the select few that were successfully chosen in the online email balloting process, confirming you as one of the scam victims entitled to compensation.
Please kindly respond to this email immediately upon receipt so we can guide you on how to claim your funds. Note that this program is highly confidential due to security reasons.
The administrator for this program is Gilardi & Co., LLC.
We look forward to your prompt response.
Sincerely,
Lara McDermott
Secretary
Gilardi & Co.
reply-to: gillardiicoo@gmail.com
date: Mar 11, 2026, 5:04 PM
subject: This is the office of the Secretary of Gilardi & Co.&
mailed-by: noun.edu.ng
Immediate Action Required
Dear Recipient,
This is the office of the Secretary of Gilardi & Co.
We are reaching out to inform you about the real Scam Victim Compensation Program for Western Union, commonly referred to as the Western Union Remission Fund. This legitimate program is government-run and overseen by the U.S. Department of Justice (DOJ) and the Federal Trade Commission (FTC), and it is not a private Western Union initiative. The program was established to return money to victims who used Western Union to pay scammers from January 1, 2004, through 2025.
Please find below the key, verified details regarding this program:
- **Legitimacy:** This program is part of a $586 million settlement involving the DOJ, FTC, and Western Union.
- **Eligibility:** Compensation is available to victims who sent money transfers through Western Union to scammers within the specified timeframe—January 1, 2004, through 2025.
- **Compensation:** The program guarantees 100% compensation for verified losses.
- **Previous Status (Phase 2):** A second round of distributions occurred during 2022, 2023, and 2024, with over $40 million distributed to approximately 25,000 victims.
- **Current Status (Phase 3):** The third round of distribution began in 2025 and will continue into 2026, with over $24 million sent to approximately 15,000 victims.
In 2025/2026, during this latest high-denomination distribution of funds to rightful beneficiaries, your email address was among the select few that were successfully chosen in the online email balloting process, confirming you as one of the scam victims entitled to compensation.
Please kindly respond to this email immediately upon receipt so we can guide you on how to claim your funds. Note that this program is highly confidential due to security reasons.
The administrator for this program is Gilardi & Co., LLC.
We look forward to your prompt response.
Sincerely,
Lara McDermott
Secretary
Gilardi & Co.
FRAUD WARNING: The above information is being provided as a fraud warning. Do not contact the sender of the above email. The source of this information is from a scammer who is a criminal imposter. Any names of real people being used within the above information from this imposter is unauthorized and illegal. Do not provide this scammer any of your personal information. Do not send them any of your personal identity documents. Do not send them any money. Do not call any phone numbers that they provide to you. This email, and all of its content, are part of a fraudulent, criminal act and the only intention of the scammer who sent this email is to steal money from you and to obtain personal information leading to identity theft of the scam victim. If you received the same email (or one very similar) then stop all communication with the scammer immediately. All claims made within the email are lies fabricated by a fraudster and this criminal will never provide you any money, assets, investments, property, commodities, merchandise, employment, romance, or anything of value. Every email scammer uses a completely false identity, thus their names used in the email (and any company name, employment, occupation, street address and/or location information that they provide) is 100% fake. Any photos, scans of passports or other personal identity documents and/or any other documents (government, corporate, legal, financial, etc) or forms that they send to you are all stolen, fake and/or forged and the file attachments they send with their scam emails may also contain viruses. Also avoid all website links that any scammer sends to you because their websites are all fraudulent and may also contain hidden Malware, Trojans, Spyware and/or key loggers. In conclusion, do not send any money to this scammer or you will lose it permanently. Contact with this scammer also places you at risk of identity theft and having your identity wrongfully used for illegal activities, which can place you in legal, financial, and physical danger. Click here to read what qualifies the above email as a scam. Scroll up and click the link at the top of this page for more information about this particular type of scam. Click here if you had interactions with a scammer and need support.